Statistics Institute presents a tool that allows a historical analysis of banking performance in Puerto Rico

Announcements
IEPR
18 December 2025

San Juan, Puerto Rico. June 4, 2025. The Puerto Rico Statistics Institute (Institute) published a new interactive dashboard that presents key financial indicators for banking institutions operating in Puerto Rico and that are regulated by the Federal Deposit Insurance Corporation (FDIC). This tool consolidates historical data from 2001 to the present, incorporating the most recent data available, corresponding to the first quarter of 2025.

The dashboard integrates a set of eighteen (18) financial indicators presented in the form of ratios, grouped into two main categories: performance indicators (Performance Ratios) and financial condition indicators (Condition Ratios). A financial ratio is a measure that relates two numerical variables, providing a standardized indicator that facilitates comparative analysis over time and between different entities. Currently, the dashboard includes information from six (6) banking institutions operating in Puerto Rico under FDIC regulation.

Among the Performance Ratios What is included in the dashboard are: Yield on Earning Assets, Cost of Funding Earning Assets, Net Interest Margin, Noninterest Income to Average Assets, Noninterest Expense to Average Assets, Return on Assets (ROA), Return on Equity (ROE), Loan and Lease Loss Provision to Net Charge-Offs, and Earning Coverage of Net Loan Charge-Offs.

As for the Condition Ratios, the dashboard presents: Earning Assets to Total Assets, Loss Allowance to Noncurrent Loans and Leases, Noncurrent Loans to Loans, Net Loans and Leases to Deposits, Net Loans and Leases to Core Deposits, Leverage (Core Capital) Ratio, Common Equity Tier 1 Capital Ratio, Tier 1 Risk-Based Capital Ratio, and Total Risk-Based Capital Ratio.

As part of the analytical value provided by this tool, the Institute has developed the calculation of the industry average for each of the indicators included in the dashboard. This average provides an essential statistical reference framework for understanding the aggregate behavior of the sector and allows us to evaluate each institution in relation to the market in which it operates. This facilitates comparative analysis and monitoring of trends in the Puerto Rican banking industry.

“One of the fundamental contributions of this dashboard is to consolidate an extensive and continuous historical series, which allows us to identify structural trends and cycles in the banking industry. This long-term perspective is essential to understand the evolution of Puerto Rico's financial environment and to support more robust economic analyses,” said Dr. Ronald G. Hernández Maldonado, Manager of Statistical Projects at the Institute.

The dashboard is available in the Special Projects section of the Puerto Rico Institute of Statistics portal, under the name of “Financial Indicators-Banks” or through the following direct link: VVisualizing Financial Indicators - Banks.

The Puerto Rico Statistics Institute is an autonomous governmental entity responsible for coordinating the Government's statistical production service to ensure that the data collection and statistics systems, on which public policies are based, are complete, reliable, and have quick and universal access. For more information you can write to preguntas@estadisticas.pr. They can also follow social networks through Facebook (@estadisticas .pr), X (@EstadisticasPR), LinkedIn (Institute of Statistics of Puerto Rico) and Instagram (@institutodeestadisticas) accounts.

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The percentage of people with a high school level or higher in Puerto Rico increases

PRESS RELEASE

PUERTO RICO STATE DATA CENTER NETWORK (SDC-PR)

The percentage of people with a high school level or higher in Puerto Rico increases

Comparison of the periods 2010-2014 and 2015-2019, indicates that 69 municipalities reflected an increase in this characteristic

San Juan, PR, December 10, 2020 — The U.S. Census Bureau today released the most recent data from the Puerto Rico Community Survey known as the Puerto Rico Community Survey. These statistics refer to information collected over a period of 5 years, from 2015 to 2019. The new publication provides data on demographic, social, economic and housing characteristics for Puerto Rico and municipalities, as well as for specific geographical levels such as neighborhoods, census tracts and block groups. As part of the State Data Center Network of the U.S. Census Bureau in Puerto Rico, the Puerto Rico Statistics Institute (Institute) presents several interesting results:

  1. In a comparison of the previous five-year period 2010-2014, compared to the most recent period 2015-2019, estimates indicate that:
    • In Puerto Rico's population aged 25 and over, the percentage of people with a high school education degree or higher increased from 23.6% to 25.9%, this difference being statistically significant.
    • At the municipal level, some 69 municipalities showed a similar increase in the number of people with at least a high school degree.
      • In 24 of the 69 municipalities, the differences were statistically significant.
      • The municipality of Ceiba showed no change (18.1%) during both periods.
      • On the other hand, the municipalities of Maricao, Juncos, Aguada, Arroyo, Cataño, Sabana Grande, Patillas and Maunabo showed a decrease in this characteristic within the educational level achieved. The difference between the municipality of Juncos was the only statistically significant difference.
  2. In addition, at the level of Puerto Rico during the period 2015-2019, among the social characteristics it was estimated that:
    • 85,573 grandparents live with their grandchildren, of whom 38.6% are responsible for them.
    • Of the households in Puerto Rico (1,192,654), the following types are broken down:
      • 37.8% are from families of married couples,
      • 8.5% are from couples who live together,
      • in 16.3% of households, men are heads of household without a wife/partner (or) present, and of these 11.8% live alone,
      • and in 37.3% of households women are heads of household without a husband/partner (or) present, and of these 16.3% live alone.
    • Regarding the presence of computers and Internet access, 68.6% and 60.4% of households in Puerto Rico have a computer and a broadband Internet subscription, respectively.

“The comparison of the percentage of people with education, at least at the high school level, shows that most municipalities increased that percentage in the most recent period. However, the considerable differences between municipalities with this characteristic are striking, ranging from 8% in Maricao to 45% in Guaynabo.”, said Alberto L. Velázquez-Estrada, Manager of Statistical Projects at the Institute.

Tables with interesting characteristics can be accessed in the U.S. Census Bureau's data dissemination tool data.census.gov. In addition, as the leading entity of Puerto Rico's SDC, the Institute manages the SDC portal, which contains the main statistical reports and publications of the U.S. Census Bureau on Puerto Rico, specifically those that are most in demand, such as annual population estimates; the Puerto Rico Community Survey and official statistics on Puerto Rico's decennial population and housing censuses, among others. The Puerto Rico SDC portal can be accessed through: censo.estadisticas.pr.

The Puerto Rico Statistics Institute is an autonomous governmental entity responsible for coordinating the Government's statistical production service to ensure that the data collection and statistics systems, on which public policies are based, are complete, reliable, and have quick and universal access.

For more information you can visit our website: www.estadisticas.pr.gov. In addition, you can follow us on social networks through Facebook (@estadisticas .pr), Twitter (@EstadisticasPR) and LinkedIn (Institute of Statistics of Puerto Rico) accounts.

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For questions:

https://preguntas.estadisticas.pr/