Statistics Institute presents a tool that allows a historical analysis of banking performance in Puerto Rico

Announcements
IEPR
18 December 2025

San Juan, Puerto Rico. June 4, 2025. The Puerto Rico Statistics Institute (Institute) published a new interactive dashboard that presents key financial indicators for banking institutions operating in Puerto Rico and that are regulated by the Federal Deposit Insurance Corporation (FDIC). This tool consolidates historical data from 2001 to the present, incorporating the most recent data available, corresponding to the first quarter of 2025.

The dashboard integrates a set of eighteen (18) financial indicators presented in the form of ratios, grouped into two main categories: performance indicators (Performance Ratios) and financial condition indicators (Condition Ratios). A financial ratio is a measure that relates two numerical variables, providing a standardized indicator that facilitates comparative analysis over time and between different entities. Currently, the dashboard includes information from six (6) banking institutions operating in Puerto Rico under FDIC regulation.

Among the Performance Ratios What is included in the dashboard are: Yield on Earning Assets, Cost of Funding Earning Assets, Net Interest Margin, Noninterest Income to Average Assets, Noninterest Expense to Average Assets, Return on Assets (ROA), Return on Equity (ROE), Loan and Lease Loss Provision to Net Charge-Offs, and Earning Coverage of Net Loan Charge-Offs.

As for the Condition Ratios, the dashboard presents: Earning Assets to Total Assets, Loss Allowance to Noncurrent Loans and Leases, Noncurrent Loans to Loans, Net Loans and Leases to Deposits, Net Loans and Leases to Core Deposits, Leverage (Core Capital) Ratio, Common Equity Tier 1 Capital Ratio, Tier 1 Risk-Based Capital Ratio, and Total Risk-Based Capital Ratio.

As part of the analytical value provided by this tool, the Institute has developed the calculation of the industry average for each of the indicators included in the dashboard. This average provides an essential statistical reference framework for understanding the aggregate behavior of the sector and allows us to evaluate each institution in relation to the market in which it operates. This facilitates comparative analysis and monitoring of trends in the Puerto Rican banking industry.

“One of the fundamental contributions of this dashboard is to consolidate an extensive and continuous historical series, which allows us to identify structural trends and cycles in the banking industry. This long-term perspective is essential to understand the evolution of Puerto Rico's financial environment and to support more robust economic analyses,” said Dr. Ronald G. Hernández Maldonado, Manager of Statistical Projects at the Institute.

The dashboard is available in the Special Projects section of the Puerto Rico Institute of Statistics portal, under the name of “Financial Indicators-Banks” or through the following direct link: VVisualizing Financial Indicators - Banks.

The Puerto Rico Statistics Institute is an autonomous governmental entity responsible for coordinating the Government's statistical production service to ensure that the data collection and statistics systems, on which public policies are based, are complete, reliable, and have quick and universal access. For more information you can write to preguntas@estadisticas.pr. They can also follow social networks through Facebook (@estadisticas .pr), X (@EstadisticasPR), LinkedIn (Institute of Statistics of Puerto Rico) and Instagram (@institutodeestadisticas) accounts.

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Results Report published for the 2008 statistics release schedule

Results Report published for the 2008 statistics release schedule

Authorized statements by the Executive Director of the Institute of Statistics on statements made by the Executive Director of Financial Advisory and Agency of the Government of Puerto Rico.

PRESS RELEASE
DR. MARIO MARAZZI‐SANTIAGO
EXECUTIVE DIRECTOR

March 28, 2018

AUTHORIZED STATEMENTS BY THE EXECUTIVE DIRECTOR OF THE INSTITUTE OF STATISTICS ON STATEMENTS MADE BY THE EXECUTIVE DIRECTOR OF THE FINANCIAL ADVISORY AUTHORITY AND FISCAL AGENCY OF THE GOVERNMENT OF PUERTO RICO

Faced with the enormous fiscal and credibility challenges facing our Government, we renew our invitation to the Executive Director of AAFAF to demonstrate his real commitment to financial transparency, providing us with access to the “general ledger” of AAFAF and all the other subsidiaries it manages, so that we can incorporate them into the Puerto Rico Financial Transparency System, managed by the Institute: Financial Transparency. pr.

The “general ledger” is the accounting database that records every expense or revenue transaction of an organization. It contains information about who receives each payment, when they receive it, how much they received it and what they received it for.

Since 2016, the Institute has invited all public entities to join the System. So far, AAFAF has shown no interest in participating in the System, despite the fact that this server personally presented the System to AAFAF and invited not only AAFAF to join, but AAFAF to order the entire Government to join.

Globally, more and more countries, states and cities are using open data portals, such as the Financial Transparency System, to report to their citizens on how every penny of public funds is spent. In addition, as soon as the information is recorded in the System, great cost and efficiency are achieved in the management of public financial information.

All the information on the Institute's operating expenses is available there, in an open format that allows data to be downloaded, analyzed and visualized.

For example, one of the lines requested by AAFAF is the expenditure on the employer's contribution to the health insurance of the Institute's employees. If he spent about five minutes, the Director could see that the Institute has spent a large total of $41,844 on health insurance for its employees so far so far in fiscal year 2018:
Fiscal 2018: http://www.transparenciafinanciera.pr/

For more information on the Institute's finances, you can view all of the Institute's audited financial statements, together with the auditing reports that the Office of the Comptroller has carried out on the Institute's finances, at: Mission-and-Vision.

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Press Contact: Sandra Morales Blanes (787) 688-0401

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Statistics Institute publishes the Creative Industries report 2017

PRESS RELEASE

DR. ORVILLE M. DISDIER FLORES

INTERIM EXECUTIVE DIRECTOR

Statistics Institute publishes the Creative Industries report 2017

It reveals that the total number of establishments dedicated to Creative Industries was 2,054, the majority (41.7%) belonging to the Arts sector.

San Juan, PR, December 17, 2018 — The Puerto Rico Statistics Institute (Institute) today released its report of Creative Industries in Puerto Rico 2017, as part of public policy aimed at supporting the development of this sector, in accordance with Law No. 173 of October 13, 2014, also known as the Act to Promote Creative Industries. This law summarizes creative industries into the following groups:

  • Design (graphic, industrial, fashion and interiors)
  • Arts (music, visual and performing arts and publications)
  • Media (application development, video games, online media, digital content and multimedia)
  • Creative Services (architecture and creative education)

Here are some of the publication's key findings:

  1. The total number of establishments dedicated to Creative Industries totaled 2,054. With 41.7% of the establishments, the Arts sector had the largest number of Creative Industries. Within this sector, the specific industries of Computer Systems Design were the one with the highest number with 195 establishments (10.2%).
  2. The largest number of establishments (59.3%) was characterized by being in the category of 1 to 4 employees.
  3. In terms of the number of employees per Creative Industry, the Media sector accounted for 46% (8,454) of the people employed in Creative Industries.
  4. The largest number of employees is in the Computer Systems Design industry with 2,154 employees.
  5. The Creative Industries were numerically dominated by the male population. The number of male population totaled 34,542 (63%) people, while the employed female population was estimated at 20,323 (37%) people.
  6. The average annual wage for all industries was $28,680, the median was $23,650 and the minimum was $6,492.
  7. The highest average annual wage was for the Software Publishing-related industry at $118,200.
  8. The highest average annual salary, by occupation, was System Software Developers with $62.120.

Francisco Pesante González, author of the report, stated that “despite the fact that Puerto Rico has been in recession for more than 10 years, and has had to face the effects of hurricanes Irma and María, the 2017 indicators reveal consistent growth in exports from creative industries.”

For his part, Dr. Orville M. Disdier, Acting Executive Director, said: “With this third report prepared and published by the Institute of Statistics, we reiterate our commitment to join forces with the Institute of Culture and the Trade and Export Company, aimed at continuing the promotion and support of Creative Industries in Puerto Rico.”

To access the full report you can visit: Creative industries.

The Puerto Rico Statistics Institute is an autonomous governmental entity responsible for coordinating the Government's statistical production service to ensure that the data collection and statistics systems, on which public policies are based, are complete, reliable, and have quick and universal access. The Institute has in its inventory, accessible through www.estadisticas.pr.gov, over 300 statistical products. In addition, it is a custodian and provides access to over 100 data sets or “data sets” through www.data.pr.gov and to over 40 tables and more than 6 thousand indicators through: www.indicadores.pr.

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Press Contact: Sandra Morales Blanes/(787) 688-0401

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