The Institute achieves the creation of a special federal committee for research projects that help to face challenges in the education system

The Puerto Rico Institute of Statistics has a new president of its Board of Directors

The Puerto Rico Statistics Institute (Institute) has a new president of its Board of Directors. The Board elected Dr. Javier Hernández Acosta as president, after the expiry of the term as board member of the past president, Nicolás Muñoz Muñoz. Dr. Hernández is a professor and director of the School of Arts, Design and Creative Industries at the Sacred Heart University. Similarly, Dr. Hernández is the Founder of Cultural Investment and the Center for Creative Economy, Inc., non-profit organizations that support the development of cultural and creative industries in Puerto Rico. Dr. Hernández has been a member of the Board of Directors since October 2020 and prior to that role he collaborated as a researcher on several projects of the Institute such as the World Values Survey (2018), the Innovation Survey (2015) And the Science and Technology Survey: Research and Development (2015).

Members of the Board of Directors do not earn compensation for their services. The Board is composed, in addition to Dr. Javier Hernández Acosta, Mrs. Carola Ballester Descartes, vice-president, Dr. José A. Jorge Pagán, secretary, Mr. Vicente Feliciano Pérez, Dr. Francisco E. Martínez Aponte and Mr. Manuel Laboy. This Board of Directors, as established in Act 209 of August 28, 2003, is the governing body that establishes the administrative policy of the Institute, which is led by Dr. Orville M. Disdier, Executive Director. “The Institute's relevance increases every day with the need for greater transparency and accessibility to information sources to support decision-making. It is up to us to guarantee its autonomy and fiscal sustainability so that it can continue to expand its impact. It is a great responsibility to support this management from the Board of Directors,” said Dr. Hernández, president of the Board of Directors.

The Puerto Rico Statistics Institute is a governmental entity with fiscal and administrative autonomy with the mission of coordinating the statistical production service of government entities. To learn more about the Institute of Statistics, you can access the website: www.estadisticas.pr.gov. On social media through Facebook (@estadisticas .pr), Instagram (@estadisticas .pr), Twitter (@EstadisticasPR) and LinkedIn (Institute of Statistics of Puerto Rico) accounts.

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For questions and more information write to the following email: preguntas@estadisticas.pr

San Juan, Puerto Rico. June 4, 2025. The Puerto Rico Statistics Institute (Institute) published a new interactive dashboard that presents key financial indicators for banking institutions operating in Puerto Rico and that are regulated by the Federal Deposit Insurance Corporation (FDIC). This tool consolidates historical data from 2001 to the present, incorporating the most recent data available, corresponding to the first quarter of 2025.

The dashboard integrates a set of eighteen (18) financial indicators presented in the form of ratios, grouped into two main categories: performance indicators (Performance Ratios) and financial condition indicators (Condition Ratios). A financial ratio is a measure that relates two numerical variables, providing a standardized indicator that facilitates comparative analysis over time and between different entities. Currently, the dashboard includes information from six (6) banking institutions operating in Puerto Rico under FDIC regulation.

Among the Performance Ratios What is included in the dashboard are: Yield on Earning Assets, Cost of Funding Earning Assets, Net Interest Margin, Noninterest Income to Average Assets, Noninterest Expense to Average Assets, Return on Assets (ROA), Return on Equity (ROE), Loan and Lease Loss Provision to Net Charge-Offs, and Earning Coverage of Net Loan Charge-Offs.

As for the Condition Ratios, the dashboard presents: Earning Assets to Total Assets, Loss Allowance to Noncurrent Loans and Leases, Noncurrent Loans to Loans, Net Loans and Leases to Deposits, Net Loans and Leases to Core Deposits, Leverage (Core Capital) Ratio, Common Equity Tier 1 Capital Ratio, Tier 1 Risk-Based Capital Ratio, and Total Risk-Based Capital Ratio.

As part of the analytical value provided by this tool, the Institute has developed the calculation of the industry average for each of the indicators included in the dashboard. This average provides an essential statistical reference framework for understanding the aggregate behavior of the sector and allows us to evaluate each institution in relation to the market in which it operates. This facilitates comparative analysis and monitoring of trends in the Puerto Rican banking industry.

“One of the fundamental contributions of this dashboard is to consolidate an extensive and continuous historical series, which allows us to identify structural trends and cycles in the banking industry. This long-term perspective is essential to understand the evolution of Puerto Rico's financial environment and to support more robust economic analyses,” said Dr. Ronald G. Hernández Maldonado, Manager of Statistical Projects at the Institute.

The dashboard is available in the Special Projects section of the Puerto Rico Institute of Statistics portal, under the name of “Financial Indicators-Banks” or through the following direct link: VVisualizing Financial Indicators - Banks.

The Puerto Rico Statistics Institute is an autonomous governmental entity responsible for coordinating the Government's statistical production service to ensure that the data collection and statistics systems, on which public policies are based, are complete, reliable, and have quick and universal access. For more information you can write to preguntas@estadisticas.pr. They can also follow social networks through Facebook (@estadisticas .pr), X (@EstadisticasPR), LinkedIn (Institute of Statistics of Puerto Rico) and Instagram (@institutodeestadisticas) accounts.

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