The population of 62 municipalities is reduced by 5% or more

San Juan, Puerto Rico. June 4, 2025. The Puerto Rico Statistics Institute (Institute) published a new interactive dashboard that presents key financial indicators for banking institutions operating in Puerto Rico and that are regulated by the Federal Deposit Insurance Corporation (FDIC). This tool consolidates historical data from 2001 to the present, incorporating the most recent data available, corresponding to the first quarter of 2025.

The dashboard integrates a set of eighteen (18) financial indicators presented in the form of ratios, grouped into two main categories: performance indicators (Performance Ratios) and financial condition indicators (Condition Ratios). A financial ratio is a measure that relates two numerical variables, providing a standardized indicator that facilitates comparative analysis over time and between different entities. Currently, the dashboard includes information from six (6) banking institutions operating in Puerto Rico under FDIC regulation.

Among the Performance Ratios What is included in the dashboard are: Yield on Earning Assets, Cost of Funding Earning Assets, Net Interest Margin, Noninterest Income to Average Assets, Noninterest Expense to Average Assets, Return on Assets (ROA), Return on Equity (ROE), Loan and Lease Loss Provision to Net Charge-Offs, and Earning Coverage of Net Loan Charge-Offs.

As for the Condition Ratios, the dashboard presents: Earning Assets to Total Assets, Loss Allowance to Noncurrent Loans and Leases, Noncurrent Loans to Loans, Net Loans and Leases to Deposits, Net Loans and Leases to Core Deposits, Leverage (Core Capital) Ratio, Common Equity Tier 1 Capital Ratio, Tier 1 Risk-Based Capital Ratio, and Total Risk-Based Capital Ratio.

As part of the analytical value provided by this tool, the Institute has developed the calculation of the industry average for each of the indicators included in the dashboard. This average provides an essential statistical reference framework for understanding the aggregate behavior of the sector and allows us to evaluate each institution in relation to the market in which it operates. This facilitates comparative analysis and monitoring of trends in the Puerto Rican banking industry.

“One of the fundamental contributions of this dashboard is to consolidate an extensive and continuous historical series, which allows us to identify structural trends and cycles in the banking industry. This long-term perspective is essential to understand the evolution of Puerto Rico's financial environment and to support more robust economic analyses,” said Dr. Ronald G. Hernández Maldonado, Manager of Statistical Projects at the Institute.

The dashboard is available in the Special Projects section of the Puerto Rico Institute of Statistics portal, under the name of “Financial Indicators-Banks” or through the following direct link: VVisualizing Financial Indicators - Banks.

The Puerto Rico Statistics Institute is an autonomous governmental entity responsible for coordinating the Government's statistical production service to ensure that the data collection and statistics systems, on which public policies are based, are complete, reliable, and have quick and universal access. For more information you can write to preguntas@estadisticas.pr. They can also follow social networks through Facebook (@estadisticas .pr), X (@EstadisticasPR), LinkedIn (Institute of Statistics of Puerto Rico) and Instagram (@institutodeestadisticas) accounts.

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PRESS RELEASE

OFFICE OF THE ACTING EXECUTIVE DIRECTOR

PUERTO RICO STATISTICS INSTITUTE AND FEDERAL ENTITY SHARE IDEAS TO IMPROVE THE COACH TRAINING PROJECT IN THE DEPARTMENT OF EDUCATION

San Juan, Puerto Rico, April 8, 2019 — Dr. Orville M. Disdier, Acting Executive Director of the Puerto Rico Institute of Statistics (Institute) participated in the first meetings this year of the Board of Directors of the Regional Educational Laboratory of the North East & Islands (REL‐NEI), an entity subsidized by the Federal Department of Education. Disdier, who has been a member of the Board of Directors of that organization for some years, reported that during the day, initiatives of great importance for the island were discussed, including Puerto Rico Data Coaches Training, an innovative project that is forming Coaches, within the Department of Education.

“This project is of great importance to the Department of Education because it is through these Coaches, barriers are being identified that may be impeding the development of a culture based on data and removing such barriers. During the meetings with REL‐NEI, we discussed options to continue improving this project,” Disdier explained.

The REL‐NEI's main objective is to carry out scientific research and training aimed at supporting education systems based on empirical evidence. The REL‐NEI translates this empirical evidence into public policy proposals and best practices in teaching and learning processes. REL‐NEI is one of 10 Regional Laboratories and is comprised of Puerto Rico, Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, U.S. Virgin Islands, and Vermont.

Other topics that were addressed and discussed at the meetings were the development of the workforce at the preschool level, learning the English language, effective alternatives to traditional graduation processes, reducing chronic absenteeism, and geospatial analysis to understand barriers to teacher recruitment.

“The mission of the institute is not only to coordinate the production service of the statistics produced in Puerto Rico, but also to promote research capacity and unite academics, researchers and public officials to objectively support government management, in this case, the management of Puerto Rico's public education system. As the official institution in Puerto Rico for the promotion of a data culture, at the Institute we are available to provide our full support to these data coaches from the Department of Education,” explained Dr. Disdier.

Although researchers and academics from the Laboratory for Educational Research and Development (WestEd) and the Education Development Center (EDC) direct most of the research and projects, they work as a team and in collaboration with the governments of all the jurisdictions that make up the REL‐NEI. The Puerto Rico Department of Education and the Institute are an integral part of these efforts. During this and the coming years, the results of these investigations will be announced.

For more information about the REL‐NEI you can visit the following address: https://ies.ed.gov/ncee/edlabs/regions/northeast/. For their part, they can access data and information at the Institute of Statistics through https://estadisticas.pr.gov/.

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Contact: Idia Martínez
Mobile phone: 787-603-3200
Email: imartinez@upfrontpr.net

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