San Juan, Puerto Rico. June 4, 2025. The Puerto Rico Statistics Institute (Institute) published a new interactive dashboard that presents key financial indicators for banking institutions operating in Puerto Rico and that are regulated by the Federal Deposit Insurance Corporation (FDIC). This tool consolidates historical data from 2001 to the present, incorporating the most recent data available, corresponding to the first quarter of 2025.

The dashboard integrates a set of eighteen (18) financial indicators presented in the form of ratios, grouped into two main categories: performance indicators (Performance Ratios) and financial condition indicators (Condition Ratios). A financial ratio is a measure that relates two numerical variables, providing a standardized indicator that facilitates comparative analysis over time and between different entities. Currently, the dashboard includes information from six (6) banking institutions operating in Puerto Rico under FDIC regulation.

Among the Performance Ratios What is included in the dashboard are: Yield on Earning Assets, Cost of Funding Earning Assets, Net Interest Margin, Noninterest Income to Average Assets, Noninterest Expense to Average Assets, Return on Assets (ROA), Return on Equity (ROE), Loan and Lease Loss Provision to Net Charge-Offs, and Earning Coverage of Net Loan Charge-Offs.

As for the Condition Ratios, the dashboard presents: Earning Assets to Total Assets, Loss Allowance to Noncurrent Loans and Leases, Noncurrent Loans to Loans, Net Loans and Leases to Deposits, Net Loans and Leases to Core Deposits, Leverage (Core Capital) Ratio, Common Equity Tier 1 Capital Ratio, Tier 1 Risk-Based Capital Ratio, and Total Risk-Based Capital Ratio.

As part of the analytical value provided by this tool, the Institute has developed the calculation of the industry average for each of the indicators included in the dashboard. This average provides an essential statistical reference framework for understanding the aggregate behavior of the sector and allows us to evaluate each institution in relation to the market in which it operates. This facilitates comparative analysis and monitoring of trends in the Puerto Rican banking industry.

“One of the fundamental contributions of this dashboard is to consolidate an extensive and continuous historical series, which allows us to identify structural trends and cycles in the banking industry. This long-term perspective is essential to understand the evolution of Puerto Rico's financial environment and to support more robust economic analyses,” said Dr. Ronald G. Hernández Maldonado, Manager of Statistical Projects at the Institute.

The dashboard is available in the Special Projects section of the Puerto Rico Institute of Statistics portal, under the name of “Financial Indicators-Banks” or through the following direct link: VVisualizing Financial Indicators - Banks.

The Puerto Rico Statistics Institute is an autonomous governmental entity responsible for coordinating the Government's statistical production service to ensure that the data collection and statistics systems, on which public policies are based, are complete, reliable, and have quick and universal access. For more information you can write to preguntas@estadisticas.pr. They can also follow social networks through Facebook (@estadisticas .pr), X (@EstadisticasPR), LinkedIn (Institute of Statistics of Puerto Rico) and Instagram (@institutodeestadisticas) accounts.

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During the calendar year 2019, it was estimated, in net terms, that nearly 35,000 people immigrated to other jurisdictions in the United States. This is revealed by the most recent data from the Community Survey.

Data released by the U.S. Census Bureau covers the 2019 calendar year. The new data has been published through the new platform data.census.gov. As the local entity liaising with the U.S. Census Bureau, the Institute of Statistics shares several findings from the new 2019 data:

1. In 2019, Puerto Rico's migration indicators showed the following changes compared to previous years:
   • Around 35,000 people immigrated to other jurisdictions in the United States in net terms, representing a decrease compared to previous years (2011-2018) where the net balance ranged from 49,000 to 113,000 people migrating annually based on information from the Community Survey.
   • 31,144 people immigrated from the United States to Puerto Rico, contrasting with an increase in immigrants of 49% compared to 2018, where an estimated immigration of 20,900 people was estimated.
   • 66,021 people immigrated to other jurisdictions in the United States, showing a decrease from the record number in 2018, which amounted to 133,451 people.
2. Regarding various socioeconomic characteristics for Puerto Rico during 2019:
   • Some 684,655 people or 21.6% of the population (3,169,528) reported having a disability.
   • Around 77,000 grandparents live with their grandson or granddaughter under 18 and 32.2% of these are responsible for them.
   • For the population aged 25 and over (2,301,735):
     • 78.8% had a higher education or higher education
     • 27.2% had an education attained at the baccalaureate level or higher
   • 39.5% and 43.5% of families and individuals, respectively, are below the poverty line.
   • The median household income was $20,474.
   • The median household income was $25,388.
   • The GINI index, which measures income inequality, where the value of 0 indicates that there is perfect equality and the value 1 total inequality, places Puerto Rico with an indicator of 0.5509, being the highest when compared to the states.
   • As for households (1,170,982), it was estimated that:
     • 76.3% had a computer
     • 68.2% had access to an internet subscription (broadband)

“In terms of migration, published data for 2019 point to a reduction in net migration compared to previous years. However, the fact that nearly 35,000 people have emigrated means that 1% of Puerto Rico's population declined through emigration in a single year, which has been the drastic trend throughout the decade 2010-2020,” said Alberto L. Velázquez-Estrada, Manager of Statistical Projects at the Institute.

See more details, data and information about the 2019 Community Survey at: data.census.gov. In addition, you can consult about the transition to the new platform for accessing census data, available at the following links, webinars: https://cutt.ly/Cw7v9fI, SDC-PR and tutorials: https://www.census.gov/data/academy/data-gems/2019/visualize-data.html.

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